Budget & Expense Tracker is a simple app that shows your income, expenses, net savings and savings rate the moment you type them in - with a clear category breakdown so you can spot the leaks. Perfect for households, freelancers and small businesses who want to take control of their money.

What it does: add unlimited income sources and expenses, sort spending across 16 categories, set a monthly spend target (see what's left or how far over), and read your Net, Savings rate % and a where-the-money-goes breakdown live. Add your name/logo, pick from 6 currencies, and save an unlimited number of monthly or annual budgets on your device.

Why it beats a spreadsheet: it is a self-contained app that runs in ANY web browser - Windows, Mac, Linux, iPhone and Android. No Excel or Google Sheets, no install, no account, no internet, no subscription. Your financial data stays completely private on your device.

What you get: the Budget & Expense Tracker app (single HTML file) + a quick-start PDF guide + free updates. Delivered instantly by a download link emailed after purchase - no physical item ships.

100% offline · one-time price · unlimited budgets · works on any device.